Retirement & Estate Planning

To have security and peace of mind in retirement, it is our view that you should have a simple investment plan with little need to make major adjustments over time. A portfolio that generates income, one of our investment tenets, works well in retirement to boost your cash flow while protecting your capital. Depending on your overall assets, income needs, retirement lifestyle, and monetary goals, your portfolio will be designed or advised upon accordingly.

Estate planning goes hand-in-hand with retirement planning, and it is something that everyone will have to consider at any stage in life. We recommend and help all of our clients to obtain legal wills in order to direct their eventual estate accordingly to their wishes. Although Canada does not have an estate tax per se, your estate may undergo a “deemed disposition” whereby your assets at death are considered sold and therefore generate tax consequences. There are ways to navigate all of the different tax and estate laws appropriately, and we are here to assist you.